Erika Garcia is a seasoned professional with over 12 years of experience in the financial services and insurance industry. With a solid educational foundation, Erika graduated from the University of Arizona, where she honed her skills and acquired a degree in an undisclosed field of study.
Throughout her career, Erika has demonstrated exceptional communication skills, effectively articulating complex financial concepts to clients and colleagues alike. Her ability to connect with people on a personal level has been instrumental in building strong relationships and fostering trust within her professional network.
One of Erika’s key strengths lies in her strong numeracy skills. With a keen eye for detail and a deep understanding of financial analysis, she has consistently delivered accurate and insightful reports, enabling informed decision-making by clients and senior management. Beyond her professional achievements, Erika is a curious individual with a passion for continuous learning. She is known for her proactive approach to personal and professional development, always seeking new knowledge and staying up-to-date with industry trends.
When Erika is not immersed in the world of finance, she enjoys pursuing various interests and hobbies. These include reading books on diverse subjects, exploring different cultures through travel, and participating in outdoor activities that allow her to stay active and maintain a balanced lifestyle. Driven by a desire to make a positive impact, Erika remains dedicated to delivering exceptional service and providing valuable financial advice to clients. Her commitment to excellence, combined with her extensive experience and strong skill set, makes her a valuable asset in the financial services industry.
Loan Originator
NMLS # 2489300
512-595-1327
erika.garcia@mortgageright.com
Please note: You will be taken to an application page that will require you to create an account if you have not created one already.
If you are looking for a lower rate to ease cash flow or a shorter term to get your mortgage paid off sooner, we can help you make the RIGHT decision.
Getting a new mortgage to replace the original is called refinancing. This process allows the borrower an opportunity to obtain a different interest term and/or rate. The first loan is paid off, then the newly refinanced loan goes into effect.
It is common for people to refinance when they have equity in their home, which is the difference between the amount owed on their mortgage and the appraised value of the home. In that situation, the borrower has an option to “cash-out” (hence the term cash-out refinance) the value of their home equity allowing them to remodel their home, consolidate debt, pay for college, or other expenses.
